![](https://healthinsurancepronow.com/wp-content/uploads/2021/03/Life-Insurance-Riders-600x375-1.jpg)
Among the many riders offered, the popular ones are term rider, critical illness rider, waiver of premium rider, and accidental death benefit rider. These riders are add-ons to the primary policy, which offers additional benefits over and above the policy. With these add-ons, policyholders can maximize their benefits to suit their specific needs. Note that, these riders come into play only in case of a specific event.